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Reading the signs early

Practical notes on cash flow, tax pressure and staying solvent — written for business owners, not accountants.

ATO Pressure

A Director Penalty Notice arrived. What now?

DPNs turn company tax debt into a personal one. The clock and the type of notice change everything — here's how to read it.

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Cash Flow

How many weeks could your business survive?

Profit is an opinion; cash is a fact. Your cash buffer is the simplest early-warning number you can track.

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Profitability

When fixed-price contracts quietly eat your margin

Locked-in pricing and rising costs are a slow squeeze. Here's how to spot it before it reaches the bank balance.

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